1. Concept Interview
• Learn what Beacon can do for your financial future
• Assess your unique financial situation
• Discuss your financial goals and investment philosophy
• Determine basis for ongoing relationship

2. Fact Finding
• Complete Beacon's Fact Finder to assess your current situation
• Define your goals and risk tolerance
• Determine fee (if applicable)

3. Plan Design
• Director of Wealth Management reviews Fact Finder with Advisor
• Analyze data vs. objectives
• Your personal financial plan is drafted

4. Plan Presentation
• Present plan document or feasibility study
• Evaluate suggested strategies and programs
• Ensure plan is in alignment with your expectation

5. Implementation
• Update information from presentation meeting
• Make final recommendations
• Review specific product information
• Create implementation schedule

6. Review & Service
• Assess the effectiveness of your financial plan
• Make adjustments as needed
• Determine fee schedule for on-going services
• Discuss our Networx™ approach